About Us

Please take your time and find out about us.

01.

REMORTGAGE

You might consider remortgaging stressful but that is why we are here to help!

Some of the main benefits are:

• Saving money by switching your mortgage to a different deal

• If your property has seen an increase in value in the past years you may wish to raise some additional money

• Due to a change in your financial circumstances, you might qualify for more lenders than initially

• Take advantage of the lowest rates and exclusive deals we have with different lenders

• Can be a way to fund the purchase of a second property

• Changing a residential mortgage to a buy-to-let property

It is our mission to find the most suitable and cost-effective deal and manage the paperwork for you!

Think carefully before securing other debts against your home.

02.

FIRST TIME BUYER

Stepping onto the property ladder.

Buying your first home is one of the most exciting things you’ll do, but it can be challenging, and our role is to ensure that your experience is a positive one.

Considering it’s your first experience with buying a property it is important to take advice on your mortgage options before getting serious about your property search.

While looking at your circumstances we will be able to tell you how much you may be able to borrow, what your monthly costs will be and guide you through the next steps in the house buying process. We will explain to you all costs associated with purchasing a property and when you need to pay them. This could include:

Your deposit
Lender charges
Protection costs for your mortgage,
Solicitors’ fees
Surveys fees
Stamp duty/government taxes

During the whole process, we will be in contact with you, the estate agents, and your solicitor throughout to ensure your purchase runs as smoothly as possible.

03.

MOVING HOME

When considering moving home you might have more options than selling so that you can buy a new property. Once we know your plans and understand your circumstances solutions you might not be aware of will be presented to you: such as how to keep your property as an investment and still be able to move to your new home.

We support you to understand and take the right decisions at the right time:

Choosing the right Legal Services
Selling and searching
Next steps after selling (or moving the property to buy to let) and finding the new property
Getting ready to exchange contracts
Moving day

During the whole process we will be in contact with you, the estate agents, and your solicitor throughout to ensure your purchase runs as smoothly as possible.

04.

BUY TO LET

Whether you are considering a buy to let for the first time or are an experienced landlord, we will ensure you receive the right advice and guidance.

Aspects to evaluate when looking to invest in buy-to-let properties:

Financing your purchase: a deposit for the house, legal fees, stamp duty, and survey fees.
How much can you borrow to understand the type of property suitable for you
Calculating the costs: buildings insurance, contents insurance, maintenance costs, resources while the property is empty etc
Managing the property: dealing with tenants and securing legal certificates for these types of properties.

Whether you are thinking about investing in your first buy-to-let (BTL) property or expanding your buy to let portfolio, or if you simply want to Remortgage your existing buy to let to a better deal or to raise some capital, we can support you throughout the process.